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At some point in our lives we'll all be involved in a car accident of some sort. It could be a fender-bender or it could be a 30-car pile-up. No matter how big or small or if it's your fault or theirs, there are a few items you should take heed about. Take care of the following five steps before you get the provider of your Long Island auto insurance on the phone:

At some point in our lives we'll all be involved in a car accident of some sort. It could be anything from a minor scratch to a major wreck. Regardless of how it happens and if it's your fault or theirs, there are a few critical steps you should follow. Before you call up that Long Island auto insurance provider of yours, follow these steps:

1. Check Yourself for Injury - always look to yourself before you go to help any passengers you have with you. Having you bleed to death because you're too focused on everyone else's injuries will not help them at all. First see if you're injuries aren't life-threatening, then you can assist others. Call the paramedics if anyone is badly hurt.

2. Inspect the Car for Smoke or Fire - if you struck something in front, see if the engine is smoking or on fire. Next you should check and see if the gas tank is leaking fuel or is on fire. After you've assessed the injuries of everyone in the vehicle, you should then see if there is any immediate danger to staying in the vehicle. If fire or smoke is detected, evacuate the vehicle immediately, taking extra care with anyone with broken bones.

3. Follow Steps 1 and 2 for Other Parties - after everyone with you has gotten to safety you should check out the other vehicles involved in the accident. Only assist removing them from the vehicle if they are able to give you permission and do so. Heaven forbid they get hurt while being removed and they try to stick you with the blame. After you've received permission or you see they are incapacitated assist them however you can, then let them know help is on the way once they rouse.

4. Exchange Information - exchange Massapequa insurance and contact information with the other driver as soon as both you and he can. This can only serve to speed up the claims process with both your insurance and the other driver's, allowing both of you to receive your claims that much sooner.

5. Photograph the Scene - after you've done the first four steps and you're waiting for help to arrive, you should snap some photos and take some video of the scene with your cell phone or digital camera. Get pictures of any injuries you and your passengers have suffered, as well. Your insurance company will appreciate this.

Taking these steps to heart and following them will better protect you and your loved ones from further injury, and it will help the first responders and the insurance companies do their jobs. You and your Long Island car insurance provider can only benefit from this.